At MUM, we would regard as ‘Miscellaneous’ the sorts of businesses that are unique, operate in an area with relatively few similar competitors, or where the errors and omissions risk is a minor part of the firm’s exposure.

Sometimes, as in the case of IT and media, miscellaneous businesses become a mainstream industry. There is a strong argument to treat recruitment or health and safety consultancies as professions in their own right and maybe that will soon be the case.

Examples of businesses that we would insure would include:

Access / Disability Consultants
Accident / Theft Investigators
Asbestos Surveyors
Business Consultants
Careers Advisory Services
Chambers of Commerce
Community Action Groups
Conference Organisers
Consulting Motor Engineers
Corporate Identity Consultants
Counselling Services
Credit Control Consultants
Data Storage Services
Education Consultants
Employment Agencies
Energy Assessors / Consultants
Environmental Consultants

Event Organisers
Exhibition Organisers
Expert Witnesses
Export Consultants
Food Industry Consultants
Forensic Consultants
Fuel Efficiency Consultants
Funeral Directors
Handwriting Consultants
HR Consultants
Immigration Consultants
Interim Managers
Interior Designers
Law Costs Draughtsmen
Life Coach
Lifting Equipment Consultants
Literary Agents
Management Consultants
Marine Surveyors

Photographic Libraries
Portable Appliance Testers
Private Investigators
Public Relations Consultants
Quality Assurance Consultants
Recruitment Consultants
Relocation Agents
Retail Crime Initiatives
Saddle Fitting Services
Secretarial Services
Security Consultants
Small Business Advisory Services
Tourist Authorities
Town Planning Consultants
Trade Associations
Traffic / Transport Consultants
Training Consultants
University Research Departments
Wedding Planners