he increase in prevalence of design and build jobs has led to building or engineering contractors becoming increasingly exposed to design liability, often because they have in-house design services or because they subcontract out the design element of a project but still have contingent exposure.
Clients will normally insist on Professional Indemnity cover these days. Indeed, with the advent of project partnering and new legal structures in construction projects, even contractors with little or no obvious involvement in the design will often be required to have Professional Indemnity cover.